In March 2026, China’s General Administration of Customs released a striking data point: integrated circuit (IC) exports in the first two months of the year reached $43.3 billion, a staggering 72.6% year-on-year increase (in USD terms). This surge is not merely a reflection of a global semiconductor cycle rebound. It signals a fundamental reshaping of the industry—driven by AI infrastructure, massive mature-node capacity, and a dramatic revaluation of memory chips.

Harnessing Multi-Vendor Excellence, Delivered Under One Brand

Rafavi is not a single-product company—we are an AI infrastructure architect that integrates the best technologies from multiple industry leaders. By combining the robust hardware design of Roycom, the green cooling innovations of iYCOW, and software platforms from various ecosystem partners, we deliver customized, end-to-end AI solutions tailored to your specific business needs. Under the Rafavi brand, you get the freedom to choose the optimal components without being locked into a single vendor.

核心逻辑：从“事后赔钱”到“事前赚钱”

这套方案的核心，是改变了传统车险的模式。以前保险就是出事了赔钱，现在通过车联网设备（ABE/OBD）和AI，保险变成了一个 “风险教练” 。它帮车队主动降低事故率，司机开得好还能直接获得实惠（比如保费打折或停运补贴），从而形成正向循环。

    聚焦80岁以上高龄老人居家养老需求，创新居家养老服务模式，在街镇养老服务中心建设、养老助餐体系建设、老年人家庭适老化改造、智慧养老、环京养老圈发展等方面推进“1+N”养老政策体系在海淀落地开花。

　　“1+N”养老政策体系指“1个实施意见”，即北京市推进基本养老服务体系建设的实施意见；“N个专项方案”，即社区养老服务设施布局及功能优化、居家养老服务能力提升、养老助餐服务供给、综合为老服务平台运行、养老服务人才队伍规划等专项方案。据统计，海淀区常住老年人口为63.5万人，其中80周岁及以上老年人11.6万人，占老年人口的18.3%。伴随着人口老龄化、高龄化、失能化、空巢化趋势加快，加快发展普惠性居家养老服务，满足老年人的刚性需求，已经成为区委社会工委区民政局着力开展的重要民生任务。

Lemonade模式的核心是“车企直连+行驶里程/行为定价”，而国泰产险的模式是“驾驶行为干预+风险预测”。下面系统梳理国内车险市场的AI模型实践。